“Information for this post is sourced from Genworth Financial in partnership with the SheHeard Influencer Network.”
Women, we are the ultimate caregivers, are we not? We care for our children and eventually there comes a time where we are caring for our own relatives, such as our Parents or even Grandparents. My question is this "Who cares for us in the time we need it?". I'm pretty sure most of us haven't even thought about this, we are too busy being helpful to those around us, but its time to stop and actually think about this. I read this article "Women are Caregivers, But Who Cares for Them??", in the Huffington Post.
We want the best for those we love but we can't forget about planing for our future in the long run.
Long term care insurance is vital, whether you are looking into it for yourself or others you may be caring for. Did you know that long term nursing home care can be $77,745 for a private room? In- home care with a certified aide can start off at $19 a hour! We may have worked our whole lives but the care we provide for others is usually from the heart, we aren't being paid for it, and then when its our turn to look for help, we are stuck and sometimes it may be too late to be prepared for our long term care.
When I as 15 I worked at an residential care facility, most of the employees were women themselves as well as the residents. Some of the residents along with most of the staff were nurses previously or presently. Did they imaging themselves living alone in a long term care facility? Many financial burdens can arise from having to choose to place a loved one in a long term care home without the funds needed, on average they may be anywhere from $7,000-$11,000 a month and its all location specific. Being prepared with long term care insurance can help to ease the financial burden.
Thankfully, Genworth Financial makes starting now easier than ever. Whether your looking for life insurance, long term care, or mortgage insurance on your home, now is the time to start being financially set for your future and those you hold dear.
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